We Can Approve you Today!

The On Track Program: A Better Way to Buy Your Next Car

Getting approved for a reliable vehicle shouldn't be complicated or unfair. At St. George Auto Gallery, our On Track Program is built to help you move forward—no matter your credit history.

Why We’re Different:
We offer lower interest rates, clean and dependable vehicles, reasonable down payments, and the convenience of our in-house service center for ongoing maintenance and repairs. Unlike most dealerships, we don’t bury you in high payments or treat you like a number.

Who We Approve:

ITINs & foreign driver’s licenses

No credit, bad credit, or bankruptcies

Past repos, medical debt, and collections

First-time buyers, gig workers, and self-employed income

You’re More Than a Credit Score
We look at your full story. If you're working hard and need a dependable car, we’ll help you get On Track—and stay there.

Start your approval today—it takes just minutes and won’t affect your credit.

Apply Now!