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Home / Auto Loan Pre-Qualification | St. George Auto Gallery / Pre-Qualify — BHPH St. George, UT | St. George Auto Gallery

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By clicking Submit above, I authorize St. George Auto Gallery to access my credit file for the purpose of prequalifying me for a vehicle loan. This will be a soft credit inquiry and will not affect my credit score. I also agree to this website’s Privacy Policy and Terms & Conditions. I understand that St. George Auto Gallery may contact me by phone, email, or text message regarding my application. Standard messaging rates may apply, and I can opt out at any time. Prequalification is not guaranteed and is subject to the program’s eligibility criteria.

We Can Approve you Today!

The On Track Program: A Better Way to Buy Your Next Car

Getting approved for a reliable vehicle shouldn't be complicated or unfair. At St. George Auto Gallery, our On Track Program is built to help you move forward—no matter your credit history.

Why We’re Different:
We offer lower interest rates, clean and dependable vehicles, reasonable down payments, and the convenience of our in-house service center for ongoing maintenance and repairs. Unlike most dealerships, we don’t bury you in high payments or treat you like a number.

Who We Approve:

ITINs & foreign driver’s licenses

No credit, bad credit, or bankruptcies

Past repos, medical debt, and collections

First-time buyers, gig workers, and self-employed income

You’re More Than a Credit Score
We look at your full story. If you're working hard and need a dependable car, we’ll help you get On Track—and stay there.

Start your approval today—it takes just minutes and won’t affect your credit.

Over 1000 Five Star Reviews

i bought a 2018 volvo from st. george auto gallery about a week ago. Nacho Gonzalez helped me find the perfect car after only a couple days of searching and asking what i wanted. the cars there are very thoroughly detailed making them look brand new inside and out. i absolutely love this car! Nacho is the best!
River Douglas
Over a month ago
Awesome place definitely come ask for Mike! He’s got me into a car quick and easy helped me when no one else did. Definitely come to St. George auto and get a car they will work with you better than any used dealer in St. George! Thanks again Mike! :)
Miranda Vazquez
Over a month ago
Luis Velasco was amazing to work with! The purchase experience was fun, honest, quick and easy. I definitely recommend hitting them up for your next ride.
Jeremiah Hinkle
Over a month ago
This place was an 11 out of 10! We have been test-driving Jeeps for years, and the perfect one finally showed up on this lot. We received a warm welcome as soon as we arrived, and they answered all of our questions. Working with Ignacio “Nacho” Gonzalez was fun and easy. We test-drove the Jeep twice, made an offer, and drove away in less than an hour! Their finance guy also worked out the most AMAZING deal for us. I am so thankful for their help in making my dream car a reality. I cannot recomme... More
Kyndall Hennessy
Over a month ago
Ignacio “Nacho” Gonzalez was so helpful, kind, thoughtful, and professional in helping my wife and I find the perfect vehicle for our family. Our experience with him was wonderful. I recommend you go and talk to him about a vehicle that will work for you and your family today!
Isaac Mathews
Over a month ago

Department hours

1081 E 700 S, St George, UT 84790